Archive for July, 2008

Stuckey Adds High-Value Home Coverage from AIG

Wednesday, July 23rd, 2008

high-value homes

Stuckey & Company is pleased to announce that the company has significantly increased its presence in the High-Value Home ($1MM+) insurance market with the addition of AIG Private Client Group property and casualty insurance solutions.

The AIG program was developed to meet the unique needs of highly successful individuals in covering their distinctive or custom homes. Remarkably, about 75% of very affluent households in the US are covered through mass-market insurance companies, with policies that could leave them deeply out-of-pocket in the event of a disaster or crisis.

As Charles Williamson, president of AIG Private Client Group explains, “Many extremely affluent clients are like small companies and require services similar to those of a commercial customer.” This perspective is the basis AIG’s program, which includes benefits such as:

  • Broader, more responsive coverage, with 360° protection for complex systems (heating, electrical, plumbing) and unique homes (historic homes, condominiums and co-ops, vacation homes) that you won’t find in standard homeowners policies
  • Hands-on “Concierge” level service, from initial appraisal to claims handling
  • Innovative, intelligent solutions for private collections, excess liability, and more

And this quality comes without the high price tag you might expect. AIG Private Client Group programs feature competitive pricing without sacrificing quality of service or breadth of coverage. High deductible options are also available to control costs.

Any agent representing affluent clients and covering their distinctive homes will benefit from learning more about Stuckey & Company’s newest high-value home market. Stuckey & Company has the home market covered; AIG Private Client Group coverage is offered in addition to Chubb Personal Insurance for high-value homes as well as a broad spectrum of coverage options for more traditional homeowners.

To learn more, visit www.stuckey.com or call 1-800-828-3452 today!

In The Office- July 23, 2008

Wednesday, July 23rd, 2008

intheoffice

When my children were little I would wake up any time of the night if I heard even a sniffle. Amazing how nature takes care of stuff like that. Now that my boys are in college, I wouldn’t wake up if a train zipped through my bedroom (knock on wood). We have a few moms here at Stuckey and Company who have wee ones at home. When Rachel, Teresa, Maggie or Holly come in to work with dark circles under the eyes, we know it’s been a rough night with the little ones. This morning most of us sported dark circles because of the massive storm in the middle of the night. The thunder and lightening were really impressive, not just your typical rumble and spark show. I imagined a circus of sorts going on in the heavens where some angelic being illuminates the sky by flipping a switch off and on super fast. Then the massive lion roars like thunder and the lion tamer cracks the whip. Then there’s the cannonball that fires an obnoxious “BOOM” but spits out confetti rain all over the audience of frightened children (and some adults) lying in their warm beds. I remember when my kids would wake up afraid of a storm and I’d tell them to pretend like the angels are bowling or imagine the clouds crashing into each other like bumper cars. This worked great for the occasional innocuous storm. But according to some moms around here, last night’s “circus” caused a few crowded beds full of children and parents…strange though, the youngest babies slept through it. Oh, I remember the kicks in the ribs and back as my boys would somehow turn like the hands of clock while snoozing through the tail end of a rainy night. Many a stormy night I’d wake up to the cutest little toes in my face. Ah, the good old days of sore backs, dark circles and smelly feet. I tell the new moms to hang in there. One day, they’ll sleep again so soundly that a circus won’t even wake them up. Unfortunately, if the cannonball hits close to home and there’s a power outage, neither will the alarm clock, which was why I was late to work today.

Serious Coverage for Serious Technology

Wednesday, July 16th, 2008

Wires

As the New York Times reported on July 6, the Web has become “an irreplaceable part of daily life, and Internet (and technology) companies have plans to make us even more dependent on it.” More and more, web services “are being held to the same standard of reliability as the older services they aim to replace.” Issues ranging from outages and viruses to data security and copyright infringement can have a significant and lasting impact on a growing technology company.

In a 2008 survey of agents, when asked “What program would be most useful to your agency?” 48% of those surveyed selected “Technology Insurance Program,” further proof that this market will continue to grow in the months and years to come.

Stuckey & Company offers the most comprehensive technology coverage available in the market today, including:

  • Standard Professional Liability product (in 48 states) that includes 3rd-party virus liability and personal injury coverage
  • Electronic Media Activities Coverage that includes copyright infringement protection
  • Network Operations Security Coverage for sensitive data on company systems

Stuckey has the technology risks of today and tomorrow covered.

Call 1-800-828-3452, email info@stuckey.com or visit http://www.stuckey.com for more information on how to protect your clients from technology risk.

To read the full New York Times article on the issues surrounding our growing reliance on the web, click here.

In The Office- July 16, 2008

Wednesday, July 16th, 2008

intheoffice

I vacationed outside the country for the first time last week. Cancun was gorgeous and relaxing and the people were so nice…although they confiscated my favorite pair of tweezers at the airport. I guess personal grooming is not allowed on planes in Mexico - not that I was going to partake in such rudimentary preening practices in public, but I would have liked to have had the option. Seriously, what do they think I’m going to do, pick apart the plane one thread at a time? Though it was a long enough flight to do just that. During my week long furlough in Utopia, my only objective was to slip in and out of a sedentary coma and contemplate the oneness of the universe…without getting sunburned. I learned something about myself that I never knew before. I love the ocean (I already knew that part) but the feeling isn’t mutual (I didn’t know that part). Vibrant shades of turquoise waves crashed rhythmically onto the shore creating a white foam that pulled the powdery sand back to its origin while the darker royal blue shades, a bit farther out, seemed to draw a distinct line between where Mother Nature says it’s permissible to venture and where she just might scold intruders. This clear “fence” seemed to invite the more adventurous souls, unlike myself. But I had no trouble marching out into the inviting waters of the “okay to enter zone”. But let me just say, once the bottom is gone, it’s gone, baby, gone! Although I knew that if I just floated, I would ride on top of the waves, yet I panicked and allowed every single one to slam over the top of my head. The more I tried to swim back to shore, the more she pulled me in towards the dark side and fed me more salt than I’d had all week on the rim of my margarita glass. My life didn’t flash before my eyes or anything, but I did wonder for a moment if I let my life insurance policy lapse and made a mental note to look into travel insurance. When I finally got back to shore (with assistance) I looked out and saw that I hadn’t really gone out that far at all, certainly well within the “fence”; and so later in the day, lost in deep thought whilst sipping a salt-free cocktail in an attempt to drown out my humiliation, it dawned on me that sometimes we tend to kick and fight the waves of our lives (sounds like a soap opera) when it’s best just to relax, float and think things through, which is exactly what I did the rest of the week (in the wading pool).