Archive for the ‘Commercial Lines’ Category

XactPAY Webinar- Tuesday, August 24!

Wednesday, August 4th, 2010

REGISTER NOW!

Tuesday, August 24, 2010 at 2:30 pm cdt

XactPAY Web® is a pay-as-you-go Workers Comp premium payment service that allows policyholders to increase cash flow by eliminating large premium down payments.

hartford_logoIn this FREE 30-minute webinar, Tracey Hagy-Kelly of The Hartford will discuss how XactPAY Web® links directly with your clients’ payroll through QuickBooks®, allowing Workers Comp premium payments to more accurately reflect monthly revenues.

Join us for an interactive discussion about this valuable tool for your Commercial lines clients!

The History of Workers Compensation

Wednesday, August 4th, 2010

An interesting history of the development of Workers Compensation created by students at Nimitz High School in Houston, Texas for a National History Day contest- 2008.

workerscompvideo1

Click Here to Watch the Video

Help Your Business Clients Save Money & Increase Cash Flow with XactPAY!

Wednesday, August 4th, 2010

XactPAY Web® is a pay-as-you-go Workers Comp premium payment service that allows policyholders to increase cash flow by eliminating large premium down payments. Other benefits to using the service:
•    No checks to write
•    No monthly billing fees
•    Premium calculations based on your client’s reported payroll
•    Helps minimize end of year audit surprises

With XactPAY Web® your clients’ payroll links directly through QuickBooks®, allowing Workers Comp premium payments to more accurately reflect monthly revenues.  Particularly for businesses with seasonal sales, this program can free up valuable cash flow during slower economic times.

Commercial Insurance from Stuckey & Company- It’s about service

  • - At Stuckey & Company, we pride ourselves on building lasting relationships with our partners. You can rely on personalized customer service and meticulous attention to detail from each of our Commercial Lines Underwriters.
  • - Stuckey & Company has the expertise to offer practical and cost-effective insurance products.  Broader eligibility and flexibility make it easy to tailor coverage to the needs of your business clients.
  • - Workers Comp regulations are ever-changing.  Stuckey & Company can help you navigate the changes in your state, and help to determine the right amount of coverage for your clients.
  • - And, because Stuckey & Company is backed by The Hartford, your clients have access to many valuable benefits and programs like XactPAY Web®.

For more information about the XactPAY Web® program, Workers Comp Insurance, or any other Commercial Insurance program from Stuckey & Company, please contact one of our Commercial Lines Underwriters:

Kyle Dallavis
800-828-3452 x 25
kyle@stuckey.com
Libby Rodes
800-828-3452 x 40
libby@stuckey.com
Nikki Malensky
800-828-3452 x 26
nikki@stuckey.com

Eyjafjallajokull- Hard to pronounce, Easy to protect against travel-related crises

Wednesday, May 5th, 2010

Safeguarding against travel accidents when catastrophe erupts

The eruption of Iceland’s Eyjafjallajokull volcano last month has disrupted air travel for hundreds of thousands of people and has created a ripple effect of travel-related crises.  In order to mitigate the possibilities of luggage loss and to prepare for the need for travel funds—in case you are stuck in Antwerp for two weeks—you need-better-than average travel accident insurance.

Many travelers throughout Europe have been stranded, either waiting to begin their travel or waiting to return home.  But probably the most miserable travelers are those stuck in an airport that is between home and their destination. These travel “exiles” must find lodging, food, clean clothes, and even alternate forms of travel.  One thing is certain; the happiest travelers are those who purchased excellent travel accident insurance.

Not all Travel Accident Insurance is the same

While travel insurance can be a lifesaver in unforeseen circumstances, not all policies are the same. For example, not all policies provide coverage for volcanic eruptions.  Therefore, those who rely on air travel should protect themselves with the very best travel accident insurance.

Stuckey & Company offers Chubb’s Business Travel Accident Insurance to meet the needs of today’s business traveler. BTA coverage can include basic services such as lost luggage, lost travel document, and transfer of funds services. In addition, medical services are available such as emergency medical evacuation, transportation to join a hospitalized member, and return of dependant children.  In the case of a volcanic eruption, travelers can prepare themselves with adding Natural Disaster Exclusion back into the policy.  By working with an approved credit card company, travelers can also access trip cancellation converage.

When emergencies occur, business travelers require fast service.  Transfer of medical records, identify theft, and communication with family members, employers and home physicians are all time-sensitive issues.  Stuckey & Company’s Travel Accident Insurance provides peace of mind with 24-hour worldwide insurance services, including blanket war risk, kidnap and ransom benefits, and accidental death coverage.

For more information on Stuckey & Company’s Travel Accident Insurance, contact Dwight Stuckey at 800-828-3452 extension 22, or email: dwight@stuckey.com.

Northern Colorado Bank exemplifies the need for proper Directors & Officers coverage

Tuesday, March 16th, 2010

About 60 investors of New Frontier Bank in Greeley, CO have recently dropped their case against the bank’s directors after learning they would be unlikely to recoup any funds.  The bank’s Directors & Officers Liability policy contained a clause that if the bank went into receivership, the D&O coverage would lapse.  Without an active D&O policy, the directors’ personal assets would be at risk.  Unfortunately for the investors, the FDIC will be first in line to receive any assets that can be recovered in an effort to pay off bad loans New Frontier had made largely to the agricultural community in Northern Colorado.

Companies purchase D&O policies for many reasons, even if it is for the sole protection of the directors.  Proper D&O coverage helps to attract and retain quality executives, and it can be combined with Employment Practices Liability and other types of coverage to create comprehensive protection for both the company entity and the directors themselves.

D&O claims are usually brought against the directors by shareholders or other constituents.  In the case of New Frontier Bank in Colorado, the directors could have protected their personal assets by securing proper coverage that would not lapse in the event of bankruptcy or receivership.

In this climate of financial uncertainty, ethically questionable behavior among financial institutions and litigiousness, Directors & Officers Liability and other Commercial Liability insurance coverage is a necessity for many companies.

Click here to learn more about the New Frontier Bank case in Northern Colorado.

To find out more about the Commercial Lines available through Stuckey & Company, contact Holly Barker, Commercial Lines New Business Underwriter at holly@stuckey.com (ext 15).

Holly Barker will also be presenting a free webinar on Commercial Lines this Thursday, March 18 at 11:30 am cdt.


Did you miss the webinar?  Click on the “Agent Webinars” page of the Stuckey website to access slides and recordings from past webinars.