Archive for the ‘Home Coverage’ Category

Stuckey & Company adds Platinum Portfolio Coverage from ACE

Wednesday, May 13th, 2009

Protecting your client’s home and possessions are important, but insurance represents so much more. It’s easy to forget that insurance protects not only your client’s possessions, but also their financial well-being. A relatively minor collision with a commuter van or bus could involve half a dozen different lawsuits. An icy front step could leave a visitor to your client’s home with a broken leg and leave them facing a large judgment. Without adequate protection, their entire life savings could be at risk. With so much at stake, it makes sense to choose one company for all of your client’s insurance needs Stuckey and Company now has several companies to choose from that will protect your client’s valuables and their financial freedom, with coverage tailored to their needs and budget.

Stuckey has offered high-value home coverage for years, and is now pleased to expand this offering to include a broader range of coverages for high-net-worth individuals and families to encompass their diverse insurance needs.  Platinum Protection from Stuckey & Company and ACE can offer your clients both the products and exceptional levels of service they have come to expect from their financial services providers, including:

High Value Home
o Limits of  Liability up to $100 million on excess
o Ten thousand deductible options on auto policies
o UM/UIM limits up to $10 million on auto policies
o Uncapped Guaranteed Replacement Cost on Homeowner’s
o Capacity to insure collections with values up to $1 billion

Homeowners
o Up to 20% home discount for package
o 50% Extended Replacement Cost of Coverage A
o Personal Property Coverage 75% of Coverage A
o Other Structures 10% of Coverage A
o Replacement Cost on Contents
o 25% discount on new construction
o 10% discount on a newly acquired home
o 10% discount available for central station alarm system
o Identity Theft Expense Coverage
o Stand Alone or Package

Stuckey Adds High-Value Home Coverage from AIG

Wednesday, July 23rd, 2008

high-value homes

Stuckey & Company is pleased to announce that the company has significantly increased its presence in the High-Value Home ($1MM+) insurance market with the addition of AIG Private Client Group property and casualty insurance solutions.

The AIG program was developed to meet the unique needs of highly successful individuals in covering their distinctive or custom homes. Remarkably, about 75% of very affluent households in the US are covered through mass-market insurance companies, with policies that could leave them deeply out-of-pocket in the event of a disaster or crisis.

As Charles Williamson, president of AIG Private Client Group explains, “Many extremely affluent clients are like small companies and require services similar to those of a commercial customer.” This perspective is the basis AIG’s program, which includes benefits such as:

  • Broader, more responsive coverage, with 360° protection for complex systems (heating, electrical, plumbing) and unique homes (historic homes, condominiums and co-ops, vacation homes) that you won’t find in standard homeowners policies
  • Hands-on “Concierge” level service, from initial appraisal to claims handling
  • Innovative, intelligent solutions for private collections, excess liability, and more

And this quality comes without the high price tag you might expect. AIG Private Client Group programs feature competitive pricing without sacrificing quality of service or breadth of coverage. High deductible options are also available to control costs.

Any agent representing affluent clients and covering their distinctive homes will benefit from learning more about Stuckey & Company’s newest high-value home market. Stuckey & Company has the home market covered; AIG Private Client Group coverage is offered in addition to Chubb Personal Insurance for high-value homes as well as a broad spectrum of coverage options for more traditional homeowners.

To learn more, visit www.stuckey.com or call 1-800-828-3452 today!