Posts Tagged ‘Errors and Omissions’

Spotlight On… Marketing & Advertising

Tuesday, February 2nd, 2010

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Marketing & Advertising Consultants

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Now that the economy is starting to get back on track, many companies are turning to marketing and advertising firms to improve their bottom line. If you have spoken to a marketing consultant recently, it’s likely that they approached you because one of their clients requires them to carry some sort of insurance, and with good reason.

Consider the number of risks a client takes on by hiring a marketing firm or a consultant.  The slightest typing error or one lost notebook computer could lead to a lawsuit or devastating financial loss. To guard against these possibilities, Professional Liability Insurance makes good, sound business sense. With Professional Liability Insurance, both the client and the insured get protection. No business wants to contemplate the cost of mounting a legal defense: you need the proper coverage.

Proper coverage? That’s where Stuckey & Company comes in. Luckily, most carriers in the E&O markets will write coverage at a very competitive premium. We can tailor policy limits anywhere from $100,000 to $10,000,000. To better suit your clients, we use A+ rated carriers, and we provide a wide array of deductible options. Qualified risks can even see premiums below $1,000 annually.

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spotlightthumbREMEMBER:

Often a client who requires professional liability will also require other coverage lines. We use several carriers who can consider a whole line of coverage from General Liability to Professional Liability to Worker’s Compensation.

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spotlightthumbDID YOU KNOW?

In some states, if you are injured, your client must cover you with their own Worker’s Compensation policy? This scenario could cause their rates to go up. As a result, both you and your client may be required to carry this coverage.

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Let us help you cover your clients!  We will make it happen!

Contact Chris Boylan, Professional Liability Renewal Underwriter, for applications in each state, claims samples, specimen forms, general questions, or sell sheets.

Chris@stuckey.com or 1-800-828-3452 x 35

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Attend our Chubb Portfolio Webinar on September 24!

Monday, September 21st, 2009

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Click below to register for Stuckey & Company’s informative Webinar on the Professional Lines offered through the Chubb Portfolio Program on September 24, 2009 at 10:30 am cdt. Chris Boylan, Dwight Stuckey, and Adam Erickson from Chubb will discuss:

* What is the difference between D&O and EPLI coverage?

* Who needs it?

* Product benefits and selling highlights

* Policy language and exposures

* YOUR questions!


Important Coverage from Stuckey & Company Protecting Small Companies from Big Business Threats

Friday, September 11th, 2009

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The business world today is full of risks and requirements. Companies have realized, after scandals like Enron and WorldCom, the potential for mistakes made by their managers, directors and staff. Every day in virtually every business, there are countless circumstances that could lead to messy investigations or legal ramifications if they are not properly insured and protected. Fortunately, Stuckey & Company offers insurance programs to protect employees as well as the managers who employ them.

D&O (Directors and Officers) is liability insurance that provides coverage for company managers. Directors and officers of all types of companies can be sued for negligent acts, omissions or misleading statements by a whole host of constituents.

E&O (Errors and Omissions) or Professional Liability, as it is sometimes referred to, provides protection to those who make recommendations, design solutions, or represent the needs of others. In this litigious environment, service professionals are not immune from allegations of negligence, misrepresentation, or inaccurate advice. As the United States moves more towards a service-oriented economy, the need for proper E&O coverage is ever-growing.

EPLI (Employment Practices Liability Insurance) protects employers from lawsuits brought on by workers who claim their legal rights as employees were violated. With over 60% of all companies having been sued for some sort of employment practice, there is certainly a rising tide of litigation alleging discrimination, sexual harassment, wrongful termination, breach of contract, and other torts. Even smaller companies encounter significant risk every time they carry out the most basic practices such as hiring, granting bonuses, or offering promotions.

The Professional Lines from Stuckey & Company offer custom-tailored solutions for all of these important business coverages. By offering competitively priced products, Stuckey focuses on providing small- to medium-sized companies with the coverage they should not go without. Stuckey’s experience in the industry allows smaller companies to access comprehensive coverage programs with limits and minimum premiums that match their exposure. Contact Stuckey & Company to learn more about each of the valuable liability programs specifically designed for the risks and requirements facing businesses today.