Not only is Professional liability a common contractual requirement but it also extends your coverage far beyond the Bodily Injury and Property Damage offered through General Liability. The Aspire Professional Liability includes Professional Services for Architects and Engineers, Technology Services, Technology Products, Computer Network Security, Multimedia and Advertising coverage, First Dollar Defense, Contractual Liability, Innocent Insured Coverage, Defense Outside the Limits, Coverage for groundless or false suits and more.
Coverage for your Building, Contents, Computer Equipment, Sales Persons Samples, Property in your Care, Custody or Control, etc. For IT related businesses this can include Data Centers, Cell Towers, Servers, Laptops, Switching Gear, etc. The BOP is in addition to professional liability for engineers.
Offered nationwide for single location risks or multi-state risks. We offer state and/or contractually required coverage that can be billed as part of the Package with little effort.
Employee dishonesty coverage at an affordable price. Limit availability from $100K up to $2M. For the small IT firms that are looking to satisfy contractual requirements we offer a "owner as employee" endorsement.
Coverage for wrongful hire, termination or conduct. Includes 3rd party coverage for subcontractors and/or vendors