Overview Features Coverage Loss Scenarios Underwriting

Business Insurance

General Liability Minimum Premiums as low as $250

General Liability

Occurrence limit options available from $300k to $2 million
Aggregate limit options available from $600k to $4 million
Optional coverage’s
- Hired and Non owned auto liability
- WOS
- Blanket additional insured

General Liability and Property

TIV up to $50 million in house (No Florida property - limited appetite for other coastal locations)
Replacement Cost or ACV
Optional coverage’s:
- Coverage enhancement packages
- Computers and Media up to $1 million
- Blanketed Building and BPP
- No coinsurance
- Deductible $250-25,000

Builder’s Risk
- New Construction up to $20 million in completed value
- Frame construction is now offered for projects up to $2.5 million
Contractors Equipment
- Contractor’s Equipment schedules up to $4 million in values an dup to $500,000 per piece of equipment
Motor Truck Cargo
- Trucking companies with up to $7.5 million in gross annual receipts or up to 50 power units

Workers Compensation

All States (excluding monopolistic states)
Optional coverage’s:
- Extended Broad Form Endorsement
- Employers Liability Stop Gap
- WOS
- Monoline for majority of classes

There are several types of Employee Dishonesty bonds:

Is your client looking for 1st party, 3^rd Party, and/or Theft of Clint Property off Premises?
1^st party- automatically gets 3^rd party only coverage while on the insured’s premises only. No coverage is provided if the employees are away from the insured’s location.
3^rd Party only-coverage is provided while the employees are on the insured’s premises only.
Theft of Client Property off Premises- provides 3^rd party coverage while the insured’s employees are on the clients premises. This also includes 1^st party coverage.