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TUNIACS

An Insurance Program for the Auto Industry.
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Tuniacs Auto Industry Coverage


Accounts Receivable Coverage is included up to $25,000 on an off premises. On-premises limit may be increased.  Deductible does not apply
Business Personal Property

Includes your employees' tools and equipment and insured's diagnostic equipment, which are covered as business personal property while on the premises.  Loss by theft to employee's tools is included up to $2,500, up to $500 per employee.

Crime Coverage Employee dishonesty and forgery or alteration coverage are both included up to $25,000 and limit may be increased.  Money and securities are included within business personal property.  Theft damage to rented property coverage is included within business personal property when tenant is contractually obligated to make repairs.
Electronic Data Processing Equipment, data and media Coverage is included subject to the business personal property limit for a maximum of $50,000.  Limit may be increased.  Coverage applies worldwide.  Enhanced perils under this coverage extension include protection against loss by electrical current, mechanical breakdown and power failure.  Off-premises (including transit) coverage, backup data off-premises coverage, and newly acquired equipment coverage are included up to $25,000.
Equipment Breakdown Coverage for equipment breakdown is included within applicable limits.  Diagnostic equipment, power-generating equipment and production equipment are limited to $100,000 for direct damage.  Limit may be increased.  Service interruption of water, communication or power supply services is covered from a covered breakdown (when busines income and extra expense is covered)
Motor Vehicle damage to leased buildings Covrerage is included with limits up to $25,000
Signs Coverage for signs within 1,000 feet is included within the building limit when building coverage is written or within business personal property limit when tenant is contractually obligated.
Valuable papers and records Coverage is included up to $25,000 on and off premises.  On-premises limit may be increased.  Includes the cost to research, replace or restore lost information
General Liability  General Liability coverage protects agains claims for damages because of bodily injury or property damage to others resulting from your business operations.  General liability limits of $1 million per occurrence/$2 million aggregate are standard.  
Garagekeepers Liability Garagekeepers liability is included for either direct primary or legal liability coverage
Bodily injury and property damage Included
Medical payments Medical payments included for $5,000 per person
Damage to rented premises Damage to premises rented to you is included up to $300,000.  Limit may be increased.
Host Liquor Liability Included
Limited worldwide Coverage Included
Personal and Advertising Injury Included
Premises Liability Included
Products / Completed operations Included
   

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