Buying Business Insurance

Not all business insurance policies are created equal. It can be hard to determine what kind of business insurance your company needs and how much coverage to buy. With eight thousand agents and more than fifteen years of experience, Stuckey & Company has the knowledge needed to get you the right kind of business insurance, in the amount you need, and at a cost you can afford. There are five things to consider when you are looking for business insurance:

• Coverage. If you are a high volume or high risk company, or operate within a state that has a history of paying out large settlements in lawsuits, you will want a business insurance policy that can cover all of your potential losses. Stuckey & Company offers up to a 10 million dollar umbrella policy that will serve to extend the amount of coverage you get in your business insurance package. You also want to watch out for overlapping coverage. If you have two or more policies covering the same thing, you may not be getting more protection, even though you are paying more for it.
• Specialization. Not all business insurance policies work for every company or industry. If you have specific concerns for your business you will want specialty insurance that can meet these needs. Stuckey & Company has a wide array of specialty business insurance policies and are often able to approve businesses that traditional insurance brokers turn away
• Reputation of the insurance broker. Stuckey & Company has over eight thousand agents and have been in business for more than fifteen years. All of our policies are backed by The Hartford, Chubb, Safeco, and Travelers Insurance.
• Cost. The lowest price does not always equal the best coverage. Low premiums may be offset by a high deductible and low coverage amount, but that doesn't mean that insurance has to cost a lot to be effective. Stuckey & Company is able to offer the best policies at the best rates
• Deductible. Your deductible goes a long way towards determining what your insurance will actually cost you. Many businesses set their deductible high to keep their monthly payments low, but when the worst happens they find they cannot cover the out of pocket expense. Your Stuckey & Company agent can help set the deductible that's right for you.