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Professional Liability Insurance

Professional liability insurance, sometimes also referred to as errors and omissions insurance, is often overlooked by business owners. Some may think that this type of protection is covered by their general liability insurance, or may not even realize that it is something they need at all. Professional liability insurance is a specialty policy that is a key component in protecting your business and your business assets.

If another company feels that you have not provided them with the level of products or services they expected, your business can be held responsible in a court of law - not just for the money and time they have invested into your company, but also for any loss of business or income they may have received due to your product or service. Professional liability insurance can protect your company from financial loss in the face of a lawsuit from a client. Professional liability insurance not only covers you in the case of a settlement but can also defray the costs of litigation as you go through the mediation and court room process.

This type of errors and omissions insurance is a must have for professionals in the service and technology industries, though it is also useful to many other kinds of businesses. In our increasingly litigious society, mental health workers, real estate industry employees, and educational professionals have had an increasing need for errors and omissions insurance. There is much variation in the amount of coverage you need depending on several factors. The agents at Stuckey & Company can help you determine if professional liability insurance is right for your business and will get you the level of coverage you need in an errors and omissions insurance policy.