General Liability Insurance

Commercial general liability insurance is the foundation for all of Stuckey & Company's policy packages. General liability insurance can be bought separately or as part of a total insurance package that will cover your business and your assets in any kind of situation. The bare minimum of insurance for any business is a solid general liability insurance policy.

General liability insurance covers a host of possible problems your business may someday face. Claims that are covered by commercial general liability insurance include property damage, bodily injury, some personal injury, damages arising to your business from false advertising or slanderous smear campaigns, and legal costs and fees. The amount of general liability insurance you need depends on several factors. The two biggest factors to consider when deciding how much coverage you need in your commercial general liability insurance are:

• Possible risk. Some businesses have a higher possible risk than other businesses. Companies that deal with heavy machinery, potentially dangerous chemicals or technology, or even ones that simply have higher revenue than other companies will most likely need more general liability insurance.
• Which state you operate in. Some states have a history of awarding higher damage amounts to plaintiffs than others. If your business is located in, or does business in, one of these high risk states you may want to take on greater coverage in your commercial general liability policy.

The agents at Stuckey & Company have the knowledge and the experience to weigh these two factors and get you the right amount of coverage. With over fifteen years of experience, Stuckey is a leader in the commercial general liability insurance industry. In cases of extremely high risk businesses, we offer umbrella policies that will extend the coverage you need up to limits of $50 million dollars.