High Value Home Insurance

• Uncapped Guaranteed Replacement Cost on Homeowner's
• Capacity to insure high value collections up to $1 billion
• Limits of Liability up to $100 million on excess
• $10,000 deductible options on auto policies
• UM/UIM limits up to $10 million on auto policies

Stuckey & Company offers a wide variety of options in the High-Value Home ($1MM+) insurance market, including Chubb Signature Services and AIG Private Client Group property and casualty insurance solutions.

The Stuckey high-value home program was developed to meet the unique needs of highly successful individuals in covering their distinctive or custom homes.  Remarkably, about 75% of very affluent households in the US are covered through mass-market insurance companies, with policies that could leave them deeply out-of-pocket in the event of a disaster or crisis.

As Charles Williamson, president of AIG Private Client Group explains, “Many extremely affluent clients are like small companies and require services similar to those of a commercial customer.”

When compared to standard home coverages, high-value home policies offer:

• Broader, more responsive coverage, with 360^o protection for complex systems (heating, electrical, plumbing) and unique homes (historic homes, condominiums and co-ops, vacation homes) that you won’t find in standard homeowners policies
• Hands-on “Concierge” level service, from initial appraisal to claims handling
• Innovative, intelligent solutions for private collections, excess liability, and more

And this quality comes without the high price tag you might expect.  Stuckey & Company programs feature competitive pricing without sacrificing quality of service or breadth of coverage.  High deductible options are also available to control costs.

Any agent representing affluent clients and covering their distinctive homes will benefit from learning more about Stuckey & Company’s newest high-value home market.  Stuckey & Company has the home market covered; AIG Private Client Group coverage is offered in addition to Chubb Personal Insurance for high-value homes as well as a broad spectrum of coverage options for more traditional homeowners.

Contact a Personal Lines Specialist