Overview Features Coverage Loss Scenarios Underwriting

IT Insurance

Professional Liability

Negligent act, error or omission in the delivery of a technology product or technology service.

Personal Injury

Included as a definition of a wrongful act. Includes libel, slander, product or service disparagement, commercial appropriation and trade libel.

Electronic Media Liability

Electronic publishing, dissemination, releasing gathering, transmission, production, web casting or other distribution of Electronic Content on the internet, on behalf of the insured or by the insured for others.

Network Operations Security

Activities performed by the insured or by others on behalf of the insured, to protect against Unauthorized Access to and the Unauthorized Use of the Insured’s Computer System, or to protect against a Denial of Service Attack.

Cyber Liability

Electronic media liability and Network Operations Security is cyber liability for someone performing technology services.

Virus Liability

There is not a Virus Liability exclusion in our Professional liability policy.

Unauthorized Access

There is not a Unauthorized Access exclusion in our Professional Liability policy.

Worldwide Coverage

Worldwide Coverage even if the case is brought outside the US.

Prior Acts Coverage

Prior Acts coverage is available for qualified applicants.

Independent Contractors (1099)

Independent contractors are included under the definition of an insured.

First Dollar Defense

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Defense Outside the Limits

First Dollar Defense eliminates the deductible for defense costs. Included as part of the SafetyTek Expansion Endorsement.

Contractual Liability

Contractual Liability includes liability that you assume because of a contract. Included as part of the SafetyTek Expansion Endorsement.

Innocent Insured

Innocent Insured gives coverage to innocent parties if there are allegations of malicious, intentional acts of employees as long as management is not involved. Included as part of the SafetyTek Expansion Endorsement.

Management Consulting

The SafetyTek Expansion Endorsement adds Management Consulting Service to the definition technology products and services.

Telecommunication Services

The SafetyTek Expansion Endorsement adds Telecommunication Services to the definition technology products and services.

IT Staffing Services

The SafetyTek Expansion Endorsement adds IT Staffing Services to the definition technology products and services.

Plagiarism

Included as part of the Electronic Media Liability

Misappropriation of Ideas

Included as part of the Electronic Media Liability

Trade Secrets

Included as part of the Electronic Media Liability