UNDERSTANDING THE NEEDS OF YOUR AGENCY
Service Categories: Business, Education, Financial, Legal, Management, Personal, and Real Estate
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Libby Bechtold
proquotes@stuckey.comSpecialty knowledge. Real market access. Confident placements.
Stuckey & Company’s Management & Professional Liability expertise spans 300+ professional hazard classes across many of the industry’s top-rated specialty carriers. Our team understands the nuances of professional risk—contract language, evolving exposures, and industry-specific underwriting—which allows us to deliver strong coverage solutions at competitive premiums.
From emerging professional services to established advisory firms, we help agents place risks efficiently, accurately, and with confidence.
Stuckey & Company’s Miscellaneous Professional Liability (MPL / Errors & Omissions) insurance delivers flexible, scalable protection for service-based businesses across hundreds of professional classes. Coverage is designed to adapt to both lower-risk service providers and higher-exposure professional firms.
Minimum premiums under $1,000 for select professional classes
Automatic pricing credits applied to qualifying risks
In-house quoting authority for many MPL hazard groups
Coverage available in all lower 48 states and Washington, D.C.
Admitted professional liability policies available in most states
Scalable limits from $100,000 up to $5,000,000
Flexible deductibles ranging from a few thousand dollars up to $250,000
Broad definition of “insured”, including firm principals and staff
Duty-to-defend policy forms for stronger claims support
Prior acts (retroactive) coverage available
Spousal and domestic partner coverage included where applicable
Worldwide coverage territory available for eligible risks
Media & intellectual property (IP) liability coverage available
Technology and cyber-related professional liability for qualified firms
Full specimen policy forms provided with all coverage offers for transparency
Additional insured coverage available for vicarious liability exposures
For select professional classes, enhanced specialty professional liability forms may be available, including:
Accountants Professional Liability
Broadcasters & Media Professional Liability
Real Estate Professional Liability
Legal Support & Legal Services E&O
Medical & Healthcare-Adjacent Professional Liability
These specialty forms are designed to address industry-specific claims trends, regulatory requirements, and contract obligations.
An expert witness and a litigation support services firm carried Miscellaneous Professional Liability insurance. The litigation support firm was hired by an attorney to identify an off-road motorcycle expert for a personal injury lawsuit.
The attorney relied on the expert’s initial opinion while preparing for trial. However, the expert later revised their opinion after identifying an error in evaluating the motorcycle’s braking system. As a result, the attorney incurred additional legal fees and preparation costs.
The attorney sued both the expert and the litigation support firm, alleging negligent misrepresentation of credentials and professional services. The claim ultimately settled for $23,000.
Key exposure: Misrepresentation, professional negligence, reliance on expert opinion.
An auto parts distributor hired a management consultant to assess and improve staffing structure, budgeting, and executive decision-making. The consultant implemented a comprehensive reorganization strategy that redefined leadership roles, introduced spending controls, and adjusted staffing models.
Eighteen months later, the client alleged the changes negatively impacted profitability. The company sued the consultant for negligence, seeking compensatory damages and lost profits.
Key exposure: Strategic advice, operational decision-making, financial impact claims.
A temporary staffing agency placed a bookkeeper with a small business. Shortly afterward, a bank alerted the business owner that the temporary employee had cashed a large company check made payable to themselves.
The business owner claimed the transaction was unauthorized and reported the incident to law enforcement. An investigation revealed the employee had forged checks totaling more than $125,000 and had a prior conviction for similar crimes.
The business owner sued the staffing agency, alleging it failed to conduct an adequate background check and that the employee’s credentials and references were falsified.
Key exposure: Negligent screening, misrepresentation, employee dishonesty allegations.
A personnel agency placed a mid-level sales manager with a client company. After one year of declining sales, the company terminated the manager and sued the agency.
The client alleged the personnel agency failed to properly evaluate and screen the candidate, claiming the individual was unqualified for the role. The claim settled for more than $75,000.
Key exposure: Candidate vetting, suitability claims, financial performance disputes.
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