Surplus Lines

Underwriter

Jerry Lovin

Overview

A Special Insurance Provider

We offer a Surplus Lines Business Owners Package or monoline General Liability policy for a wide variety of operations.

Ease of Doing Business

Comparative raters may be available to our higher volume producers helping your agency to reduce the cost and time of duplicate entry. Not a high volume agency? No problem. We'll use the comparative raters in house to provide you with the most competitive quote for your client.

Knowledgeable Commercial Surplus Lines Underwriters

Our Commercial Lines underwriters know all of our carrier's appetites in your region.

Quick Service

Our turn-a-round time and service of existing policies is unparalleled.

Surplus Lines Underwriting Business Insurance

The vast majority of our submissions fall within our surplus lines quoting authority. The turn around time on these applications is typically within 24-48 hours.

Surplus Lines Underwriting Classes:

Retail
Wholesale
Manufacturing
Service
Office
Contractors
Restaurants
Professional Services

Capacity

Revenues up to $1.5M
Limits up to $1M/$3M
Dedutibles from $1,000 - $25,000
High Class Underwriting authority.
All states except Alaska and Hawaii

Downloads

Acord App

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Upload your application

Features+

Surplus Lines Coverage Features

Max credits applied on all risks that qualify
Binding authority on all lines that qualify
Written on "special" coverage forms
Endorsement processing
Producers may issue certificates of insurance
24 hour claim reporting
Billing options available
Licensed in all 48 mainland states

Coverage+

Surplus Lines General Liability Minimum Premiums as low as $250

General Liability

Occurrence limit options available from $300k to $2 million
Aggregate limit options available from $600k to $4 million
Optional coverage's
- Hired and Non owned auto liability
- WOS
- Blanket additional insured

Surplus Lines Business Owners Policy Minimum Premiums as low as $500

General Liability and Property

TIV up to $50 million in house (No Florida property - limited appetite for other coastal locations)
Replacement Cost or ACV
Optional coverage's:
- Coverage enhancement packages
- Computers and Media up to $1 million
- Blanketed Building and BPP
- No coinsurance
- Deductible $250-25,000

Surplus Lines Inland Marine Minimum Premiums as low as $750

Builder's Risk
- New Construction up to $20 million in completed value
- Frame construction is now offered for projects up to $2.5 million
Contractors Equipment
- Contractor's Equipment schedules up to $4 million in values an dup to $500,000 per piece of equipment
Motor Truck Cargo
- Trucking companies with up to $7.5 million in gross annual receipts or up to 50 power units

Loss Scenarios+

Surplus Lines GL Claims

While fixing an ice machine, you accidentially allow water to leak on the kitchen floor. As the homeowner walks through the kitchen, she slips in the water, falls and sprains her wrist. ServicerPro’s general liability policy will respond.

Surplus Lines Property Claims

Your tool box is stolen from your trunk while you are buying parts for a customers job. Replacement of the tools can be coverage by the servicerPro package.

Umbrella Coverage

You carry a $100,000 General liability policy but you are hit with a $200,000 claim settlement against you. If you also carry Umbrella coverage in an amount of the settlement or more, the balance of the claim amount will be paid by the Umbrella policy.

When an account falls outside standard admitted carrier underwriting guidelines.

Overview

A Special Insurance Provider

Ease of Doing Business

Knowledgeable Commercial Surplus Lines Underwriters

Quick Service

Surplus Lines Underwriting Business Insurance

Capacity

Downloads

Upload your application

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